Life after a divorce starts the moment drivers learn this... Many Canadians are quietly suffering through the financial stress of a divorce, but the truth is they are not alone. According to The Globe And Mail, 41% of Canadian marriages end before their 20th year — with divorce costs skyrocketing upwards of $100,000. The problem is a lot of folks unfairly struggle to pay off bills due to an ex’s poor decisions which can damage their credit score because they never receive the support they deserve.  QUICK VERSION: Often times a divorce is a credit score killer, meaning many drivers are unable to find...

Do Not Buy a Car Until You Read This Many drivers have been scammed by their banks because of their credit rating. New policies indicate that for years many drivers have likely overpaid on their car payments. When Canadian car buyers enter their postal code and information at EasyAuto123.com, many are shocked at the results. We weren’t surprised when we got questions asking if these rates are real. People say it‘s possible to spend as low as $147 / month on their car payment and some are eligible for lower rates due to their employment status. Did you know that? This is the one simple truth car salesman and dealerships don't want...

Interest rate spike leaves dealerships no other choice... Normally, drivers expect to haggle for fair interest rates and discounts off MSRP. But with talks of the Government raising interest rates, dealers are losing leverage and being forced to (1) offer discounts and (2) approve more financing contracts. Interest rates in Canada have remained low for several years, however, this appears to be coming to an end. Even a ¼ to 1 percent spike in rates could impact millions of consumers’ ability to afford monthly car payments, said a new study by TransUnion. Because dealerships are desperate to move inventory before rates...

Unsold inventory crisis leaves dealerships no other choice... Auto Manufactures have been producing the same or increased inventory year over year even though sales have been down, 42% decline in sales from 2015 to 2016 according to the Wall Street Journal. This means dealerships are stuck with inventory overages.   What most consumers don’t know is that every day a vehicle sits on a lot it costs that dealer in interest and other fees. The skinny dealers are over-eager to get rid of these vehicles because of the compounding costs they take on for unsold inventory. What does this mean for you? Because...

Unsold inventory crisis leaves dealerships no other choice... Whether you need an SUV big enough for the whole family… a classy sedan… or a sporty two-seater – buying a car doesn’t have to break the bank. Auto companies have been frantically manufacturing the same (or an increasing) number of vehicles each year leading to an inventory overage… But with 2016 auto sales down as much as 42% from 2015 – according to the Wall Street Journal – many cars sit unsold on dealer lots. This means you still have time to buy the car you want on just about any budget....

 This is why some people improve their credit, when others can't...    <<< FIND AN AWESOME IMAGE OF WOMEN & MERCEDES>>> ONTARIO — According to a report from the Corporation for Enterprise Development (CFED) 56% of consumers have less than perfect credit scores. That means they are unable to take advantage of the best or even average interest rates if they need or want to borrow money. The very best rates and terms go only to people who have excellent credit. Bad Credit Can Keep You From Getting A Job Many companies check a job applicant’s credit as part of the background check. Some also check credit histories when employees...

Unsold inventory crisis leaves dealerships no other choice... Whether you need an SUV big enough for the whole family… a classy, luxury sedan… or a sporty two-seater - owning your dream car doesn’t have to break the bank if know when to buy. Because car dealers have been frantically manufacturing the same (or even an increasing) number of new vehicles each year its lead to an inventory overage… But with 2016 auto sales down as much as 42% from 2015 according to the Wall Street Journal – many of those lovely new and used cars sit unsold in dealer lots. And while the...

Dealers forced to quietly advertise huge savings online... What could be better than buying a dream car for an unbeatable rock-bottom low price? Normally, you expect to haggle MSRP and upgrades. But if you know when to buy there's some amazing deals and most drivers miss out. Free maintenance packages, accessories, options, and interior/exterior upgrades are just the beginning. Buyers have leverage when salesman are pressured to liquidate unsold inventory. This is specifically true around the end of the year and start of a new year when dealers look to restock newer model vehicles. "Dealerships need to sell these older model year vehicles. They'll heavily discount them and encourage...

Do not finance your car before reading this... Nothing is worse than feeling like you got a bad deal on your car. Maria spent nearly a month researching the car of her dreams. After deciding on the make / model that fit her lifestyle and budget, she made the mistake of turning to a big bank for financing. The branch manager ran Maria's credit report, the results weren’t great. She had just gotten out of a nasty divorce and had a few late credit car payments. Maria's poor credit rating made her ineligible for the bank’s low interest financing plans. She left feeling surprised, embarrassed, and abandoned by the bank....

Do Not Buy a Car Until You Read This This is the one simple truth car salesman and dealerships don't want you to know. Most people looking for a car that have had a job for 3+ months that pays more than $1,800 per month can drive away in a new car today. But do you think your auto loan company will tell you that? When Canadian car buyers enter their postal code and information at EasyAuto123.com, many are shocked at the results they find. And the best part is, any credit is accepted from good to bad, or even no credit.  Additionally, even with foreclosures, divorce, bankruptcy, or repossessed cars, there's...

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